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This list is a summary of benefits only. Please refer to the relevent section of the policy wording for full details of cover
Schedule of benefits International Budget Annual Multi Trip Australian Inbound
Cancellation or holiday deferment costs (Section A1) Unlimited $15000 Unlimited $10000 $20,000 - A $10,000 limit applies to travellers 60 years and over
Medical and dental expenses (Section B1) Unlimited Unlimited Unlimited $50,000 medical and $1000 dental - expenses incurred onboard a cruise ship in Australian waters (Section B1) $200,000 - A $10,000 limit applies to travellers 60 years and over
(No cover for Dental)
Evacuation and repatriation (Section C) Unlimited $500,000 (Section C1) Unlimited $10000 $200,000 (Section C1) - A $10,000 limit applies to travellers 60 years and over
Rental vehicle insurance excess (Section E1) $5000 $2000 $4000 $5000 $1000
Accidental death (Section G1) $25000 $10000 $25000 $10000 $15000
Funeral expenses overseas or repatriation of remains (Section G2) $25000 $15000 $25000 $5000 $6000
Financial default (Section I) $10000 $3500 $10000 $5000 N/A
Wholesalers $5000 $2000 $5000 $2500 N/A
Agents cancellation fees (Section A3) $2000 $1500 $2000 $2000 $2000
Luggage and personal effects maximum item limit total (Section F1) $12000 $5000 $15000 $4000 $4000
Personal computer individual item limit $6000 $500 $6000 $1000 $1000
Camera and video individual limit $4000 $500 $4000 $750 $1000
Other individual item limit $700 $500 $1000 $500 $500
Stolen cash (Section F3) $250 N/A $250 N/A N/A
Personal liability (Section H1) $3000000 $1000000 $2500000 $300000 $500000
Hijacking (Section D7) Unlimited $5000 Unlimited Unlimited N/A
Additional benefits available International Budget Annual Multi Trip Australian Inbound
Excess buy out N/A $60 per policy N/A N/A N/A
Snow sports Additional cost, free of charge for travel to NZ N/A Additional cost, free of charge for travel to NZ Free of charge N/A
Additional rental vehicle insurance excess cover Max $5000 ($20 per $500 unit) N/A Max $4000 ($20 per $500 unit) Max $5000 ($20 per $500 unit) N/A
Adventure activities Automatically covered Automatically covered Automatically covered Automatically covered Automatically covered
Specified items Yes – 3% of total item value N/A Yes – 3% of total item value Yes – 3% of total item value N/A
Existing medical condition cover Available N/A Available Available N/A
Cruising cover Automatically covered $1000 Automatically covered Automatically covered Automatically covered
Availability International Budget Annual Multi Trip Australian Inbound
Residents of Australia Yes – any age Yes – under 70 years for Travel Plan A and B Yes – under 81 years for Travel Plan C Yes – under 70 years Yes – any age N/A
Non residents of Australia Yes – under 70 years at time of policy issue Yes – under 70 years for Travel Plan A and B Yes – under 81 years for Travel Plan C N/A Yes – under 70 years at time of policy issue Yes – under 81 years
Dependant children Yes – under 25 years automatically covered Yes – under 25 years automatically covered Yes – under 25 years automatically covered Yes – under 25 years automatically covered Yes – under 25 years automatically covered
Extensions Under 70 years – up to maximum of 24 months from departure 70 years+ up to maximum total duration for age band Yes – maximum 12 months from departure date Yes – by buying a new policy Yes - up to maximum of 12 months from departure Yes – maximum 12 months from departure date
Additional points to note International Budget Annual Multi Trip Australian Inbound
Moped/motorcycle cover Automatically covered as long as you hold an unrestricted motorcycle licence that is valid in your country of residence, or with an engine capacity less than 250cc
Pregnacy Free of charge* Free of charge* Free of charge* Free of charge* Free of charge*
Policy excess $0 and $100 Excess $150 (Excess Buy Out available) $0 and $200 Excess $50 $100
Bonus days Yes Yes N/A Yes N/A
Qantas Frequent Flyer points (For QFF members only*) Yes* No Yes* Yes* No
Cooling off period 21 days from policy issue 21 days from policy issue 21 days from policy issue 21 days from policy issue 21 days from policy issue
*Terms, conditions & limits apply. Please refer to the PDS for full details.
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