The International Comprehensive travel plan has a wide range of inclusions that suit most travellers needs and provide superior cover and peace of mind. If you are looking for cover for your next trip, be it a luxury cruise around the world or something a little more modest and closer to home, the chances are, the International Comprehensive travel plan will fit the bill.
Of course you don’t need to be cruising to enjoy the feeling of security a QBE travel plan stashed into your luggage will bring, whether you are travelling by air, sea or land, for business or leisure, the benefits speak for themselves, and with no height, depth, distance or age restrictions this plan is available to almost everyone.
Accompanying children can be included on this travel plan for no additional cost, and enjoy the same levels of cover as the adult travellers, so for a family heading off for the holiday of a lifetime, or just a school holiday excursion this plan is usually very cost effective without cutting corners.
As you would expect from Easy Cruise Insurance, included as standard, is cover for cruising. This means you can board your cruise ship and relax safe in the knowledge the QBE Assist team are always there, 24/7 no matter where in the world you may be. Our policy holders enjoy the ease of being able to make just one call in a moment of need, to summon help from a team based right here in Australia who can provide unlimited cover for evacuation, repatriation, medical and dental, cancellation, holiday deferment as well as hijacking.
It’s just so easy while cruising around all the exciting port destinations on offer from the cruise lines to fill your suitcase with treasures from exotic traders, souvenirs for friends and relatives, or keepsakes and mementos for the mantelpiece back home. If you have also packed everything you could possibly need for your trip, including the kitchen sink (!) you will be happy with the very generous luggage, camera, video, computer, and smart phone limits. In the unlikely event you find yourself taking something more valuable or not covered under the standard inclusions, cover for additional specified items can also be purchased, either at the time of taking out your travel plan, or if you treat yourself to something extra special while you are away, you can even log into your very own personal account anywhere you can access the internet and add cover to protect the temptations and spoils of cruising!
Other useful features which can turn a mishap into an adventure are cruise catch up, which gets you to the ships next port of call or the next convenient destination if you miss the cruise departure from the port of embarkation due to delayed inbound flights; cabin or ships hospital confinement if you are injured or contract an illness keeping you out of action for more than 24 hours; pre-paid shore excursion cancellation cover where you are unable to join your tour due to illness or injury and delayed cruise return if your vessel is diverted to assist with a maritime emergency.
|
Cancellation or holiday deferment costs (Section A1) |
Unlimited |
|
Medical and dental expenses (Section B1) |
Unlimited |
|
Evacuation and repatriation (Section C) |
Unlimited |
|
Rental vehicle insurance excess (Section E1) |
$5,000 |
|
Accidental death (Section G1) |
$25,000 |
|
Funeral expenses overseas or repatriation of remains (Section G2) |
$25,000 |
|
Financial default (Section I) |
$10,000 |
|
Wholesalers |
$5,000 |
|
Agents cancellation fees (Section A3) |
$2,000 |
|
Luggage and personal effects maximum item limit total (Section F1) |
$12,000 |
|
Personal computer individual item limit |
$6,000 |
|
Camera and video individual limit |
$4,000 |
|
Other individual item limit |
$700 |
|
Stolen cash (Section F3) |
$250 |
|
Personal liability (Section H1) |
$3,000,000 |
|
Hijacking (Section D7) |
Unlimited |
|
Snow sports |
Additional cost, free of charge for travel to NZ |
|
Additional rental vehicle insurance excess cover |
Max $5000 ($20 per $500 unit) |
|
Adventure activities |
Automatically covered |
|
Specified items |
Yes – 3% of total item value |
|
Existing medical condition cover |
Available |
|
Cruising cover |
Automatically covered |
|
Non residents of Australia |
Yes – under 70 years at time of policy issue |
|
Dependant children |
Yes – under 25 years automatically covered |
|
Extensions |
Under 70 years – up to maximum of 24 months from departure 70 years+ up to maximum total duration for age band |
|
Moped/motorcycle cover |
Automatically covered as long as you hold an unrestricted motorcycle licence that is valid in your country of residence, or with an engine capacity less than 250cc |
|
Pregnacy |
Free of charge* |
|
Policy excess |
$0 and $100 Excess |
|
Bonus days |
Yes |
|
Qantas Frequent Flyer points (For QFF members only*) |
Yes* |
|
Cooling off period |
21 days from policy issue |
|
*Terms, conditions & limits apply. Please refer to the Product Disclosure Statement for full details. |